Smart Budgeting

Dear MoneyWork, I’ve been driving the same car since 2011 — a trusty sedan I bought new and have kept in great shape. It only has about 68,000 miles, and I’ve never had any serious issues with it. But last week, during a routine check, the mechanic told

When former President Donald Trump spoke of a “Big, Beautiful Bill” during his time in office, he was referring to an ambitious plan to repeal and replace the Affordable Care Act (ACA), commonly known as Obamacare. While the phrase became a media soundbite, its implications for American healthcare were profound

Navigating Social Security can feel overwhelming, especially when you have questions about benefits, eligibility, or your personal account. Fortunately, there are many ways to get accurate answers quickly and easily — whether you prefer online resources, phone support, or in-person help. This guide will walk you through the best steps to

The Inflation Reduction Act (IRA), signed into law in August 2022, is a major piece of legislation designed to tackle inflation by addressing healthcare costs, energy prices, and tax reforms. While it’s often talked about in terms of its broad economic impact, many Americans might not realize it offers

Unexpected expenses happen to everyone — a sudden car repair, an urgent medical bill, or even an unplanned home maintenance cost. Unfortunately, nearly half of Americans don’t have enough savings to cover a $1,000 emergency expense. This reality leaves millions vulnerable to financial stress and debt. Building an emergency

Managing a household budget can feel overwhelming—especially when you’re juggling rising costs, kids’ needs, and long-term savings goals. But the good news is, with the right strategies, families of all sizes and income levels can take control of their finances, reduce stress, and even save more than expected.

Early retirement isn’t just a dream—it’s a financial goal that’s entirely achievable with the right planning and discipline. Whether you're aiming to leave the workforce in your 50s, 40s, or even 30s, retiring early means gaining control over your time and financial independence sooner